Members of the faculty offer extensive experience in asset-liability management and investment strategy. They bring the diverse perspectives of financial advisors, regulators and academics, providing a comprehensive understanding of successful credit union financial management.

Alan Bernstein, Senior Vice President, EasCorp
For 30 years, Alan Bernstein, Senior Vice President at EasCorp, has worked with numerous credit unions on financial management projects, including capital planning, cash flow forecasting, and budgeting. He specializes in ALM policy development, interest rate risk modeling, and providing financial education for elected officials. Mr. Bernstein is a frequent speaker at industry seminars on strategic planning, asset-liability management, and other business topics.

Steven V. Mann, PhD, Professor of Finance, University of South Carolina
Steven V. Mann (PhD, University of Nebraska) is a Professor of Finance at the Moore School of Business, University of South Carolina and a fixed-income instructor for Frank J. Fabozzi Associates. He has published over sixty articles in finance journals and books. His books include Floating-Rate Securities and Introduction to Fixed-Income Analytics, which were both co-authored with Frank Fabozzi as well as The Global Money Markets and Measuring and Controlling Interest Rate and Credit Risk, which were both co-authored with Frank Fabozzi and Moorad Choudhry. In 2005, he co-edited Securities Finance and served as assistant editor of The Handbook of Fixed-Income Securities. Professor Mann has won two awards for outstanding research and twenty awards for excellence in teaching including The Moore School of Business Master Teacher Award and the two highest awards given by the University of South Carolina – The Michael J. Mungo Award for Excellence in Teaching and the Amoco Outstanding Teacher Award. He serves on the editorial board of The Journal of Bond Trading & Management. He is an active consultant to some of the largest investment/commercial banks in the world. In addition, he has conducted over 120 training programs for financial institutions throughout the United States.

Cynthia Nelson, CFA, Senior Vice President, EasCorp
Cynthia Nelson, Senior Vice President for EasCorp, directs EasCorp’s Investment and Risk Management Departments. She works closely with credit union clients to review their asset-liability structures and develop investment strategies. In addition, she manages EasCorp’s investment portfolio and risk management programs. Ms. Nelson has 17 years of experience in the credit union industry and is a Chartered Financial Analyst (CFA).

Thomas E. Bowers, Vice President, Client Services, ZM Financial Systems
Tom Bowers has an extensive background in asset/liability management, capital markets activities and regulatory experience. Tom is responsible for providing practical guidance on advanced financial analytics and how to apply such tools towards resolving crucial risk management issues. Tom's role includes implementation of ZMFS solutions, on-site client education and assisting on enhancing and broadening the company's software products. He maintains a strong public presence as a top-rated speaker at risk management forums for groups like BAI and the Financial Managers Society. Mr. Bowers is the author of Mortgage Securities, a training book on the analysis and risks of mortgage-backed securities and CMOs. He has also written articles for industry publications such as Credit Union Journal and Bank Asset/Liability Management. In 1996, Mr. Bowers earned the designation of Chartered Financial Analyst.

Ross R. Upton, President/CEO, St. Anne’s Credit Union of Fall River
Ross Upton, President/CEO of St. Anne’s, a $721 million community credit union, has been employed with the credit union since 1994, and has served as President/CEO since April of 2008. He is a member of the credit union’s senior staff, Investment, Asset/Liability, and Finance Committees. Prior to joining the credit union, Mr. Upton spent twenty years working in the banking industry. His former position was the Chief Financial Officer of a community savings bank in Massachusetts. He is a graduate of EasCorp’s Advanced Academy.

Daniel Gordon, Retired Senior Capital Markets Officer, NCUA
Daniel Gordon was a Senior Capital Markets Officer in the NCUA’s Office of Capital Markets and Planning for over 20 years. He has written substantial segments of Part 703, the investment segment of NCUA’s rules and regulations. He provided overall direction to the assessment of credit union’s balance sheet and investment risk and headed the regional capital markets program. Mr. Gordon had responsibility for the examiner ALM and investment training and directed the NCUA Investment Hotline. He taught substantial portions of NCUA's examiner classes relating to investments and asset-liability management. He continues to assist credit unions
with their investments and asset liability management.

Jonathan Rankin, Assistant Vice President of Asset Liability
Management, EasCorp
Jonathan Rankin, Assistant Vice President of Asset Liability Management, is responsible for EasCorp’s ALM Modeling and Consulting Program, which includes the analysis of credit union modeling results as well as the addition of new program participants. Mr. Rankin brings twelve years of experience in both the credit union and mutual fund industries. Prior to joining EasCorp in 2005, Jon spent four years in an investment and ALM capacity in the credit union industry. Mr. Rankin holds his B.B.A. in Marketing from the University of Massachusetts at Amherst and an M.B.A. from the F.W. Olin Graduate School of Business at Babson College. He also maintains the NASD Series 7, 24, 27, and 63 registrations.

Brad Miller, Senior Vice President and Chief Financial Officer, Xerox Federal Credit Union
In his role with XFCU, Mr. Miller is responsible for the accounting and finance functions of the credit union. As such, he oversees the ALM, investment management and overall financial strategies utilized by the credit union. Prior to joining Xerox Federal Credit Union, Mr. Miller was Managing Director of the corporate strategies group of CU Investment Services, Inc. (ISI). The corporate strategies group provides risk and portfolio reporting, investment advisory, portfolio and strategic planning, educational, and a variety of consulting services to corporate credit union clients. Mr. Miller has a BS in Business Administration and Accounting from the University of Kansas, an MBA from Washburn University and holds a CPA certificate as well as a CFA charter. He is a member of the American Institute of Certified Public Accountants, the Kansas City CFA Society, and the CFA Institute. Mr. Miller holds NASD series 7, 66, and 24 registrations.

Paul R. Mayotte, Retired CEO, Jeanne D’Arc Credit Union
Paul Mayotte is the former CEO of Jeanne D’Arc Credit Union, a community credit union in Lowell Mass. He had been with the credit union since 1983 and CEO since 1990. At his retirement in January 2008, the credit union had grown to over $600 million with over 40,000 members throughout Northern Mass and Southern New Hampshire. He is also a former Chairman of the Board of Eastern Corporate Federal Credit Union (EasCorp) and served on several charitable Boards in Lowell, most notably as Chairman of Saints Medical Center. He is a graduate of Merrimack College and received his M.B.A. from Suffolk University.